Youth housing loans in 2026: approval in 10–15 days and help choosing a property
How the subsidy procedure for young first-time buyers works in 2026, from City Expert’s everyday practice.
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Kreditni savetnik: your housing loan, free of charge
Need help with a housing loan? Completely free. Our credit advisers compare bank offers and help you choose the loan that suits you.
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City Expert and Kreditni savetnik together
City Expert and Kreditni savetnik bring together everything you need for a safer and simpler purchase: find a registered apartment in Belgrade, Novi Sad or Niš, and compare bank offers with free help from Kreditni savetnik.
Agents of City Expert and Kreditni savetnik check with you, before you apply, whether you meet the conditions of a loan programme, whether the property qualifies, which documents to prepare and which steps to take in what order.
- Advice and recommendations about banks
- Meetings with bank representatives for loan buyers
- Help with the youth housing loan programme
- A complete list of the documents for the contract
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Housing loans explained
Practical guides from our blog.
Subsidised housing loans for young people: possible pros and cons of the new programme
Everything about the announced state measures that help young people buy their first property with only 1% down.
Advice for loan buyers: what awaits you when you buy an apartment with a loan
Buying an apartment with a loan is like running a marathon: be patient and take it step by step, and you reach your own home.
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Questions about renting, selling, buying, prices or new builds: the assistant answers from our own pages and tells you where to read more.
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Find the property and solve the loan in one place
Call Kreditni savetnik on 011 44 25 000 or visit kreditnisavetnik.rs.