In 2026 a budget of about 150,000 euros is common in Belgrade. Our advice for finding the right apartment.
A budget of about 150,000 euros is one of the more interesting categories on the Belgrade market today. The right choice depends on what you want: a home to live in, or a property that gains value over time. Are you buying to live or to rent out? Housing a family or preserving and growing capital? The answers decide which locations make sense and where to compromise.
Buying a home: more space or a better location?
Families need functionality first: enough rooms and a good layout. Most choose two-, two-and-a-half- or three-room apartments; the more space you want, the more realistic you have to be about location, because a larger apartment in the centre for about 150,000 euros is a limited offer. Many find the balance in developed neighbourhoods with all amenities, parking and good links: Zvezdara, Voždovac, Čukarica, Zemun or Palilula.
An investment up to €150,000: where is the potential?
For investors, location is the absolute priority: developed, sought-after areas with full infrastructure. Some look a step ahead to areas with room to grow, such as Karaburma, Surčin or Mirijevo, or buy an apartment under construction.
What to look out for
Features that matter to future buyers or tenants keep value in the long run: a good floor, a quality building, a lift, parking, an open view and a developed neighbourhood. The interior matters less; it can always be renovated.
Before you start: a checklist
- Purpose: living, investment or both?
- Number of rooms?
- Size range?
- Location and micro-location (street, block)?
- Must-haves (lift, terrace, parking…)?
- And, of course, your price limit.
On the City Expert website you can set search filters and save the search to get Viber and e-mail notifications when a new matching property appears. If you buy through us, we check the legal status, prepare the documents and the contract, and if you finance with a housing loan, our financial experts help you.
Frequently asked questions
Can I buy an apartment in Belgrade with the youth housing loan?
Yes. Most registered properties qualify; the subsidy applies to a loan of up to €100,000, and any difference must come from your own funds.
Where in Belgrade can I buy for up to €150,000?
Zvezdara, Voždovac, Zemun, Čukarica, Palilula, Karaburma or Mirijevo, with good infrastructure and links.
Which apartment is best as an investment?
Any apartment that can find a tenant or buyer and is expected to gain value; the safest, being the most liquid, are one-and-a-half-room apartments of about 45 m².
How much does a two-room apartment in Belgrade cost?
It depends on location, age, build quality and condition; in more outlying municipalities about €100,000–110,000, more in sought-after areas such as Novi Beograd, Vračar or the centre.
How much does a studio or one-room apartment cost?
Smaller properties almost always cost more per square metre. In the July 2026 offer, studios and one-room apartments in Belgrade ranged from €60,000 to €290,000.
